What if something does go drastically wrong?
It is human nature to think that it will not happen to me and that your health will be fine, but it is critical to have the protection in place in case catastrophe strikes.
Most of us insure our home and contents and cars but few of us insure what actually paid for these possessions, ourselves and our ability to earn an income.
All too often people try to insure themselves after their health has suffered a setback and unfortunately, this is when it is often too late. It can be akin to trying to insure your car after an accident; no insurer will cover you at that point.
Personal insurances allow you to focus on recovering rather than worrying about the finances.
Financial Essence can help you understand and consider the various types of personal insurances:
- Life insurance
- Total and Permanent Disability
- Trauma insurance
- Income protection
- Business expenses insurance
At Financial Essence we make a point of making sensible insurance recommendations that you understand and are comfortable with.
By using an array of insurers we can tailor the cover specific to your occupation and employment situation, giving you peace of mind should you face sickness, accident or death.